Artist Resources and Emergency Funding during COVID-19

The impact of COVID-19 on the creative economy of Pinellas County is profound. We realize that artists, arts organizations and arts businesses have been hit hard by event and performance cancellations, gallery and museum closures and loss of opportunities to sell their work. Finding and obtaining funding is critical to sustaining during this challenging time, so we have compiled a list of loans and relief offered by the U.S. Small Business Administration.

Please note that this information is provided by various organizations, including the SBA and the US Government. Creative Pinellas has done its best to ensure the accuracy of the information. But is not responsible for the content or for any decisions our readers make based on this information.

Below is a helpful overview on emergency funding options prepared by the U.S. Chamber of Commerce.
This information pertains to non-profits and small businesses.

SBA Coronavirus Disaster Funding Programs

SBA Paycheck Protection Program (PPP)

For more information on the Paycheck Protection Program, click here.

The Paycheck Protection Program is an SBA loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19.

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union,  and Farm Credit System institution that is participating. You should consult with your local lender as to whether it is participating in the program. The Paycheck Protection Program will be available through June 30, 2020.

Click here for a sample application.

SBA Economic Injury Disaster Loans and Loan Advance

To apply for a COVID-19 Economic Injury Disaster Loan, click here.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

SBA Debt Relief

For more information on SBA Debt Relief, click here.

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

  • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
  • The SBA will pay the principal and interest of current 7(a) loans for a period of six months.

SBA Express Disaster Bridge Loan

For more information on the SBA Express Disaster Bridge Loan, click here.

The SBA Bridge Loan program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Find an Express Bridge Loan Lender by connecting with your local SBA District Office.

Share this article with your network: